Financial Options

Financial Options - Concord Dentistry - Drs. R. Phelan, PA

Dental insurance is intended to cover some, but not all of the cost of your dental care. Insurance coverage is not, and never has been, a guideline for quality care.

Our primary concern is your oral health: helping you to have a healthy mouth for a lifetime. We base all of our treatment recommendations on your needs for dental care.

Our payment policy is simple. We ask for payment of our services at the time they are rendered. If applicable, we will submit claims to your dental benefits carrier on your behalf.  They will send reimbursements and/or explanations of benefits to you directly.

We never want finances to prevent you from making the appropriate dental choices for you and your family. Therefore, for those who are interested in a payment plan option, we offer CareCredit. CareCredit offers a variety of interest-free payment options that we hope you will find helpful. For further information or to apply please click the link below.

We accept any of the following payment options:

  • Cash or Personal Check.
  • Credit Card - We accept Visa, MasterCard, and Discover.
  • Care Credit Medical/Dental Card  Care Credit offers 3, 6, 12 and 18 month interest-free payment plans. Extended financing (24-48 months) is available at 9.9%. You can apply in our office, via phone or apply online.

Care Credit FinanceAs a service to our patients, we are pleased to offer the CareCredit card, North America's leading patient payment program. CareCredit lets you begin your treatment immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.

CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 and up.

No Interest Payment Plans
  • 3, 6, & 12 month plan payment options [Click for Details]
  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments
  • Extended Payment Plans
  • 24, 36, & 48 month plan payment options [Click for Details]
  • For procedure fees from $1,000 and up
  • 11.90% interest rate
  • Monthly payments as low as $25 for a $1,000 fee balance
  • With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.

    Care Credit

    Contact Us.We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form.